Who is in Charge of Your Ajo Money on CircleFunds?
With CircleFunds, Ajo is about clarity, accountability, and security.

One of the biggest concerns people have about Ajo is trust.
Traditionally, members send their contributions to an “Alajo” (thrift collector or admin). While some Alajos are trustworthy, we have all heard stories of people disappearing with the money.
Imagine saving ₦50,000 with a group of people, only to worry if one person will vanish with the money. That fear alone stops many people from joining or enjoying Ajo.
Why CircleFunds is Different
On CircleFunds, your money doesn’t sit in one person’s account. Instead, all contributions are securely kept on the app, where every thrift member can see what’s happening in real-time.
As a member of a thrift group, you’ll:
• See when other members make their contributions.
• Track your own savings and payouts directly on the app.
• Enjoy peace of mind knowing your money is safe, transparent, and not in the hands of one individual.
With CircleFunds, Ajo is no longer about blind trust; it's about clarity, accountability, and security.
So, if you’ve ever wondered, “Who’s really in charge of my Ajo money?” The answer is simple: you and your Thrift Group, with CircleFunds keeping it safe and transparent.